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Refinancing

In many cases, it can be beneficial to refinance your existing mortgage into a new loan. Legends Mortgage Services can talk with you about your current loan and help you decide if refinancing is right for you. Below are some of the advantages that refinancing can provide, depending on your needs and situation.

 

  • Reduce your interest rate and lower your payment
  • Create more payment stability if switching from an adjustable to a fixed-rate mortgage
  • Reduce your mortgage term and pay off your loan faster
  • Consolidate debt with a single rate and payment
  • Get cash back if refinancing to a higher loan amount
  • Convert equity into cash and create potential tax advantages*
 

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* Consult your tax advisor regarding tax advantages.