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Fee Schedule


Legends Small Business Checking

Paper statements

$2/month 1

Per item over 150

$.30 2
Legends Business Checking Analysis
Legends Business Interest Checking Analysis
Legends Business Reserve $12/month 3


Miscellaneous Service Fees

ATM Transactions (Legends Bank ATM) No Fee
ATM Withdrawal (non-Legends Bank ATM) $1.50
ATM Inquiry (non-Legends Bank ATM) $1.00
Cashier’s Check (Legends Bank customers only) $5
Copy of Check (current month) $1 per page
Copy of Statement (current) $2
Credit Card Cash Advance No Fee
Debit Card Maintenance No Fee
Card Replacement (ATM, HSA and Debit) $10
Dormant Account Fee (checking and savings) $5 per month
Fax $1 per page
Garnishments/Levy $50
International Debit/Point of Sale Fee 2% of total sale
International ATM Withdrawal Fee 2% of total withdrawal
NSF (non-sufficient funds)

Paid Item Fee

$35 each

Returned Item Fee

$35 each
Continuous Negative Balance Fee (charged on the 5th consecutive business day) $7 per day
Photocopies $1 per page
Record Research ($35.00 minimum) $35 per hour
Returned Deposit Fee $5 per item
Stop Payment Fee $35
Safe Deposit Boxes (annual rental)








Undeliverable/Return Mail Fee $5 per incident
Wire Transfer (Legends Bank customers only)

Incoming (domestic)


Incoming (international)


Outgoing (domestic)


Outgoing (international)

Withdrawal Fee (over 6 per statement cycle—Money Market accounts only) $15 each 4



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  1. Monthly fees waived when enrolled in e-statements
  2. Fee is assessed for each item over 150 if daily balance falls below $2,500 during the statement cycle. 300 items are allowed for accounts with balances over $2,500.
  3. Monthly fees waived with minimum daily balance requirements and direct deposit.
  4. Federal regulations require banks to limit the way withdrawals may be made from money market accounts. No more than six automatic transfers, online transfers or checks payable to a third party may be made during a calendar month or statement cycle of at least four weeks. Additionally, a bank fee will be assessed for each non-permissible money market withdrawal made beyond six in a statement cycle.