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Fee Schedule


Legends Small Business Checking

Paper statements


Per item over 150

Legends Business Checking Analysis
Legends Business Interest Checking Analysis
Legends Business Reserve $12/month***
Money Market Withdrawal Fee (over 6 per statement cycle) $15 each****


Miscellaneous Service Fees

ATM Transactions (Legends Bank ATM) No Fee
ATM Withdrawal (non-Legends Bank ATM) $1.50
ATM Inquiry (non-Legends Bank ATM) $1.00
Cashier’s Check (Legends Bank customers only) $5
Copy of Check (current month) $1 per page
Copy of Statement (current) $2
Credit Card Cash Advance No Fee
Debit Card Maintenance No Fee
Card Replacement (ATM, HSA and Debit) $10
Dormant Account Fee (checking and savings) $5 per month
Fax $1 per page
Garnishments/Levy $50
International Debit/Point of Sale Fee 2% of total sale
International ATM Withdrawal Fee 2% of total withdrawal
NSF (non-sufficient funds)

Paid Item Fee

$35 each

Returned Item Fee

$35 each
Continuous Negative Balance Fee (charged on the 5th consecutive business day) $7 per day
Photocopies $1 per page
Record Research ($35.00 minimum) $35 per hour
Returned Deposit Fee $5 per item
Stop Payment Fee $35
Safe Deposit Boxes (annual rental)








Undeliverable/Return Mail Fee $5 per incident
Wire Transfer (Legends Bank customers only)

Incoming (domestic)


Incoming (international)


Outgoing (domestic)


Outgoing (international)




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*Monthly fees waived when enrolled in e-statements
**Fee is assessed for each item over 150 if daily balance falls below $2,500 during the statement cycle. 300 items are allowed for accounts with balances over $2,500.
***Monthly fees waived with minimum daily balance requirements.
****Federal regulations require banks to limit the way withdrawals may be made from money market accounts. No more than six automatic transfers, online transfers or checks payable to a third party may be made during a calendar month or statement cycle of at least four weeks. Additionally, a bank fee will be assessed for each non-permissible money market withdrawal made beyond six in a statement cycle. Account converts to a non-money market business checking account if transaction limits are exceeded.